Stop the auction. Walk away with cash.
We've stopped foreclosure sales as late as the Friday before the auction. The earlier you call, the more options you have — but it's almost never too late.
- Close before the auction date — 7 to 14 days
- We pay off the loan directly at closing
- Protect your credit (no foreclosure on your report)
- Keep any equity above the loan balance
- Free consultation, no upfront fees, ever
Facing Foreclosure
Get Your Cash Offer
Confidential — 24-hour response.
If your lender has filed a Notice of Default, scheduled a trustee sale, or filed a foreclosure complaint, you have less time than you think — and more options than you've been told. Selling, even at a discount, almost always beats letting the foreclosure complete.
Why selling beats letting the foreclosure complete
A completed foreclosure stays on your credit report for seven years and typically drops your score by 100–160 points. You'll be ineligible for FHA financing for three years and conventional financing for seven.
By contrast, a clean sale to a cash buyer pays your loan in full, leaves no foreclosure on record, and lets you re-enter the housing market within 1–2 years.
Even if you have equity, the auction will likely wipe it out
Trustee sales and sheriff sales typically clear at amounts close to the loan balance — buyers at the courthouse aren't paying retail. If you have equity above what you owe, that equity vanishes the moment the gavel falls.
We pay off the loan and wire the difference to you. That's money you'd otherwise leave on the courthouse steps.
What we need from you to move fast
Your lender's name and your loan number (we'll handle the rest).
The most recent statement or notice you've received.
Permission to talk to the lender on your behalf — we'll send a signed authorization form.
Related reading
Foreclosure: FAQ
The questions we hear most from sellers in foreclosure situations.
How close to the sale date can you still close?
We've stopped sales the Friday before a Tuesday auction. It's tight, but if title is clean, it's doable. The sooner you call, the better.
Do I have to be current on my mortgage?
No. We work directly with your lender to get a payoff and reinstatement quote — being behind doesn't disqualify you from selling to us.
What if I owe more than the home is worth?
That's a short sale. We can still buy — short sales take 60–90 days but typically prevent foreclosure and minimize credit damage. Call us early.
Ready to see your offer?
Tell us about your property — it takes 60 seconds. We'll get back to you within 24 hours with a real number and a plan that fits your timeline.